How to increase the amount of credit card? Eight big tricks, very practical
1, diligent card swiping, control quota
The most basic point of raising a card is to swipe the card, there is a fee for the card, and it is also the focus of the bank to make money.
2, handle the subsidiary card
This is in line with the above-mentioned diligent card swiping. Many people may not have the need to swipe the card so much, then they can apply for the affiliate card to their family members and let them also swipe the card together.
3, choose a business POS machine with a rate
The reason why banks like cardholders who are diligently swiping cards is because there is a fee for the card to make money for the bank. Therefore, if you have a lot of money for the business pos machine, the bank will earn money and will give you the opportunity to raise the amount.
4, diversified credit card spending
Many cardholders think that it is a lot of time to swipe the card, and different types of shops cross-swipe to maintain diversity, and the bank will think that you have more credit card needs.
5, staging, cash withdrawal
The bank recommends the cardholder to handle the SMS of the installment business. In order to rush the performance, the bank clerk will directly inform the cardholder, and the installment repayment will help the credit card to quickly raise the amount! Banks also offer credit card withdrawals, but the fees are high.
6, less the bank's technical loopholes
When the bank went to the Internet in the past few years, the websites, apps, and public numbers that were made were really unsatisfactory. Due to the relatively simple function of the public number, as long as the application for credit card is submitted through the public number, most people will pass the examination and approval, and there is no limit of one time for three months! It was not long before the bank optimized these people. Perhaps it was because of the face. The bank did not deduct the credit cards, but they frozen them. It took only a year to unfreeze.
7. Seize the timing of the application
Banks often engage in some card-swapping activities. If the amount of credit card is high or a large amount of credit accounts for more than 60% of the total credit card credit, then the bank can submit a request for the amount. In line with the previous practice of diversified credit card and diversified consumption, the bank believes that you have a large increase in consumer demand. The current credit line cannot meet your needs, and the bank will usually raise the amount for you.
8. Exploring the bank's approval preferences
Many of the bank's businesses are machine + manual audits, and credit card business is no exception. Different bank staff have different approval preferences, and cardholders of different card types naturally have to take corresponding actions. In a word, to maintain a good credit card habits, with the above-mentioned credit card skills cross-use, scientific rapid increase is actually very simple.
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